Redcat Pride!

About this blog.

This blog is for the 2014-2015 freshmen citizenship class at Bay View High School in Mr. Dunbeck's sections. Here you will find updates on home work assignments, copies of homework assignments, practice tests, links to videos shown in class, hints for tests and occasional extra credit assignments. Be sure to check this site regularly in order to make sure you are up-to-date on all assignments for this class, especially if you are absent.

While checking this site is optional, though highly recommended, you are REQUIRED to have a copy of the Citizenship textbook. It is also important that you regularly attend class to keep up with lectures, notes, discussion, videos, etc. Find out why you are here.

Verbal Kwest - Crazy Streets

Monday, May 4, 2015

Intro to Personal Finance Unit

May the 4th be with you, 2015

Warm Up

What is a budget and why is making one important?










Learning Objective:  Students will understand how to be financially responsible.

Success Criteria: Students will be able to explain how difficult it is to survive on a low income.










Lesson: 3 Income classes
We divide people into 3 income groups based on our income; upper, middle, lower.

Upper class is the wealthiest in our country

Middle class is where you can afford to meet your needs and some of your wants

Lower class is where you struggle to meet your basic needs


What is poverty?




poverty = not having enough money to meet most or all of your needs

government programs such as free school lunch & food stamps are only given to those who qualify as living in poverty



According to the 2010 census, 29% of people living in Milwaukee are considered living in poverty compared to 13% of the State of Wisconsin as a whole. 

35% of Hispanics and 41% of African Americans in Milwaukee are living in poverty. - JSonline


Let's play a game and see if we can make it 1 month living in poverty...





Why is poverty bad?

"Poverty extends into every arena of society and is associated with many social and economic problems. Poverty is intimately related to inadequate nutrition, food insecurity, exposure to environmental toxins, family and street violence, residential instability, mental health issues, decreased educational attainment, and decreased access to employment opportunities among other detrimental issuesviii. The local economy weakens because without a strong employment pool, private sector businesses lack incentive to stay in our community and provide much-needed jobs to all residents." - Social Development Commission

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